I’m about to make an statement that will shock nobody: our lives are becoming more digital with each passing day. Yes, I know, this is a fiery hot take. When I was 16 years old (in 2009), I got my first job as a lifeguard at the local YMCA. I still remember receiving a physical check for my first few pay periods. Not long after, the organization switched to direct deposit, and I saw the check delivered directly to my bank account.